Portada · Banking & Finance1920 × 700
Practice area

Banking & Finance

We advise companies, banks and funds on financing, collateral, capital markets and financial regulation.

Lead partnerDaniela Fuentes
Team5 lawyers
LanguagesSpanish · English
ExperienceUS$ 900 M
01 / Overview

Financing with legal backing

We negotiate and draft loan agreements, collateral and financing structures that balance the needs of borrowers and lenders.

We also advise on bond and commercial paper issuances and on compliance with the Financial Market Commission (CMF).

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“Good financing is financing whose terms you fully understand.”Daniela Fuentes · Partner of Banking & Finance
02 / When you need us

Situations where we help

01

Your company will take a loan

We review terms, collateral and covenants.

02

You need to restructure debt

We negotiate new terms with the creditors.

03

You will issue bonds or commercial paper

We prepare the filings before the CMF.

04

Your fintech needs regulation

We guide you through the Fintech Law and its registries.

03 / Services

How we help

Financing

Bilateral, syndicated and project finance loans.

Collateral

Pledges, mortgages, guarantees and trusts.

Capital markets

Bond, share and commercial paper issuances.

Financial regulation

CMF rules, Fintech Law and anti-money laundering.

04 / Experience

Area experience

US$ 900 MFinanced

In loans and issuances advised.

30Restructurings

Debt restructurings negotiated with creditors.

15Fintechs

Supported in their registration and compliance.

Illustrative demo figures. They are not a promise of results.

05 / Team

Lawyers in this area

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Daniela Fuentes, Partner

Daniela Fuentes

Partner Banking & Finance

Specialist in Banking & Finance.

dfuentes@gojostudio.cl
(+56) 9 1234 5678
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Valentina Soto, Director

Valentina Soto

Director Banking & Finance

Specialist in Banking & Finance.

vsoto@gojostudio.cl
(+56) 9 1234 5678
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Benjamín Araya, Associate

Benjamín Araya

Associate Banking & Finance

Specialist in Banking & Finance.

baraya@gojostudio.cl
(+56) 9 1234 5678
06 / FAQ

We answer your questions

What collateral do banks usually require?

It depends on the loan: pledges, mortgages, partner guarantees or assignment of cash flows. We negotiate them to be proportionate.

What is a syndicated loan?

A loan granted by several banks at once, common for large amounts or infrastructure projects.

Must my fintech register with the CMF?

It depends on the services it provides. The Fintech Law defines which activities require registration and authorization.

Can you review a loan already signed?

Yes. We review your current obligations to anticipate breaches and assess a renegotiation.

  • Free first meeting
  • Reply within 24 business hours
  • Fees agreed in writing

Let’s talk about your next decision

Tell us about your case and a lawyer from the area will contact you to arrange a first meeting, in person or online.

Free first meeting — no commitment
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